Affordable Term Life Insurance Policies is licensed to sell life insurance products in the following 48 states:

THE MATERIALS AND INFORMATION IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. Affordable Term Life Insurance Policies and its related affiliated and subsidiary companies, disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation.

In no event shall Affordable Term Life Insurance Policies, and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein.

Insurance Rate Information

The information used in all insurance rate quotes have been taken from the rate cards and rate manuals which life companies routinely publish and distribute to life agents and brokers. To the best of Affordable Term Life Insurance Policies ability, they have done everything they can to ensure that the insurance rate information contained in any insurance rate quote is up-to-date and accurate. However, they cannot guarantee accuracy.

All quotes are for illustration purposes; actual premiums and coverage will be based on age, health history, certain underwriting criteria, location, sex and tobacco usage. Not all policies or companies are available in all states. Federal copyright law prohibits commercial use by other agents, brokers and parties marketing insurance products or information.

In the event that there is a discrepancy between the information contained in the insurance rate quotes, and any insurance company-authorized illustration and/or policy, the policy shall govern.

Copyright Notes

Unless otherwise noted, the graphic images, buttons, layout, and text contained in this web site are the exclusive property of Affordable Term Life Insurance Policies and/or its affiliates, or the insurance companies represented, and may not be copied or distributed, in whole or in part, without the express written consent of Affordable Term Life Insurance Policies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal or internal use.

Data Protection

Affordable Term Life Insurance Policies is not obligated to monitor any transmission made through the respective web pages. However, Affordable Term Life Insurance Policies has the right, but not the obligation, to monitor any transmission made to and for this web site.

Intended Audience

This site is published for some, but not all of the residents of the United States of America. Affordable Term Life Insurance Policies is licensed to do business in all states listed at the top of this page.

Product Restrictions

Product subject to underwriting requirements. Suicide limitations apply. Product not available in all states.

Insurance Company Ratings

All companies quoted by our firm are rated A-, A, A+ or A++